On your behalf, we will find best coverage in commercial general liability insurance in Vancouver area as well as we offer very competitive Visitors to Canada insurance and International Student Health Insurance. On your behalf, we will work very hard to find best coverage in Commercial General Liability Insurance with competitive rate. Our territory is Greater Vancouver, British Columbia. We will not give up. At same time we offer Business and Commercial Property Insurance to protect your assets and profits. Also we are specialists in Visitors to Canada Insurance, Canadian Travel Insurance, International Student Health Insurance and International Travel Insurance for any citizenship. You can apply for Insurance for Visitors to Canada, International Students in Canada, and Canadian Travelers on-line with our secured SSL website, by fax or mail. Whether you are visitors, immigrants, expatriates to Canada, international students attending Canadian schools, or Canadian residents traveling outside of own province, you are covered with our emergency medical insurance plans for unexpected illness or injury. You can rest assured you will receive the best service available should you ever need it. Commercial General Liability Insurance You need to protect your thriving business from financial liability resulting from bodily injury to others or property damage of others arising out of your operations. Sometimes your landlord, clients, business partners or the government require commercial liability insurance. We will find the best coverage needed for your business. Commercial Property Insurance Your business is growing. You need financial protection on your business assets, expenses, stocks, and profits. You can transfer the financial risk to insurance. We are good at finding the most suitable coverage for you. Greater Vancouver We are specialized in risk management for business in Greater Vancouver. We also take care of coverage for tour operating businesses in British Columbia. Whether your business is operating in an office, store, restaurant, factory, warehouse or any buildings, we are here to transfer financial risk away from you. Please call us for consultation. Why do I need travel insurance? Vacation Image Photo Government health insurance plans will pay only a small fraction of expenses if you are sick or injured while outside Canada. Some hospitals charge thousands of dollars a day, not including doctors' fees or diagnostic services. Without emergency hospital and medical insurance, you and your family would be responsible for these high costs, which can create a significant financial burden. Other mishaps like replacing lost or stolen baggage, or buying a one-way ticket because of a missed return flight, can ruin your holiday or business trip. What is covered? Travel insurance is intended to cover sudden, unexpected, and unforeseeable circumstances. Please read the 'Benefits' section for a summary of the coverage available. What is not covered? Travel insurance does not cover everything. This insurance has exclusions, conditions and limitations. Please read them and understand the policy before you buy this insurance. I travel a lot. Can I get a better deal? Multi-trip Plans provide frequent travellers with the convenience of not having to purchase insurance every time you travel. You can take as many trips as you want during the one year coverage period. Are there age limits? Who is TIC? TIC has over 50 years of experience in the travel health insurance market, and offers a broad selection of products and services to meet the needs of traveling Canadians. We are committed to providing you with knowledgeable support and service when you need it most. TIC insurance plans are underwritten by Co-operators Life Insurance Company. TIC is a Canadian-owned part of Co-operators Group of companies, with assets exceeding $6 billion. Coverage is not available for persons less than 15 days old. If you are61 years and older travelling 61 days or longer, you must complete a medical questionnaire and receive written acceptance from TIC. I want to stay longer. Can I purchase further coverage? Yes you can, subject to policy terms and conditions. Just call us or TIC (during business hours) prior to the expiry of your first coverage. You must be in good health and not have incurred any losses with TIC. Fees will be charged. What if I have an emergency or claim? Our professional emergency assistance and claims personnel are available to help you 24 hours a day, 7days a week. TIC's experienced multilingual staff verify coverage to hospitals, arrange emergency medical evacuation, coordinate payments, and contact your family doctor and relatives. We're here to help you. Call TIC Emergency Assistance or have someone call on your behalf as soon as possible. www.travelinsurance.ca/claims/claimsHowTo.php Is my personal information protected? We are committed to protecting the privacy, confidentiality and security of the personal information we collect, use and disclose. Your personal information, including your medical history, will be collected, used and disclosed only for the purpose of providing you with the requested insurance services. For a copy of TIC's privacy policy, please contact us or visit our website www.travelinsurance.ca. BENEFITS Provides up to $2 million for emergency hospitalization (semi-private) and emergency medical services in excess of your provincial or territorial plan. MEALS AND ACCOMMODATION While you are in hospital, insured family members or travelling companions remaining with you will be reimbursed up to $3,000 for reasonable living expenses. TRANSPORTATION OF FAMILY OR FRIEND Up to $3,000 for round-trip economy transportation to bring a family member or close friend to your bedside, plus, up to $1,000 for reasonable costs, if you are hospitalized, or to identify your remains in the case of your death. RETURN OF TRAVELLING COMPANION The extra cost of one-way economy transportation to return your insured travelling companions (under age 18, or physically or mentally handicapped and reliant on you for assistance) and one insured accompanying family member home, if you have been returned to Canada by Air Ambulance. Pre-approval by TIC required. ATTENDANT When pre-approved by TIC, covers the cost of an attendant (not a relative) plus the attendant's return economy transportation to travel with your children (under age 18, or physically or mentally handicapped and rely on you for assistance) home when you have been air evacuated back to Canada. RETURN OF VEHICLE OR WATERCRAFT Up to $3,000 will be reimbursed if, due to a covered sickness or injury, you cannot return the vehicle or watercraft used for the journey.